Debt Consolidation Vs Debt Settlement? What Are The Pros And Cons?
Debt settlement refers to negotiating with lenders to settle a debt for less than what is owed. Most people use debt settlement to square away a debt with one lender, but it could be used for paying off multiple lenders. On the other hand, debt consolidation refers to...
Are Debt Relief Services For You?
If you find yourself struggling with too many bills that you can’t keep track of and dread the harassing phone calls from bill collectors, then reaching out to a debt relief service may be ideal for you. Debt relief services help as a mediator between you and...
How Do I Deal With A Pesky Debt Collector
Anyone who’s ever dealt with a debt collector knows how creepy and persistent they can be. For many people, they call daily and can be a real pain to deal with. Fortunately, you have plenty of rights when it comes to debt collectors. Here are a few tips to help...
Personal Loans And Credit Cards – Which is Better?
When you’re in need of borrowing money, you may be contemplating between a personal loan and a credit card. There are significant differences between the two, and it’s important to know the difference. Credit cards are good for short-term purchases that...
Everything You Need To Know About Personal Loans
If you’re looking to borrow money, you might be considering a personal loan. It’s a quick way to get cash with interest rates on the low end, compared to other financing options. What’s A Personal Loan? Personal loans are considered an unsecured...
Should I Use A Personal Loan To Pay Off My Credit Card Debt?
In November 2017, The Federal Reserve said that total U.S. credit card debt equaled over 1.02 trillion dollars. Many Americans are struggling with credit card debt and are looking for a low-interest way to pay it off. At this point, the idea of actually paying off...
A Simple Guide to Becoming Debt Free
When you are consumed with debt, it can be depressing. You wonder to yourself how you got in this predicament and it becomes impossible to shake off those feelings of shame and guilt. Many people suffer in silence, too embarrassed to reveal to friends and family about...
Can I Get a Loan Without Credit?
There is a big difference between ‘poor credit’ and ‘no credit’. However, they both make getting loans with the lowest rates tricky. If you have no credit history behind you because you have never taken out a loan or any form of credit before,...